Why Choose an Independent Agent


Insurance can be a complicated purchase. You’re not simply buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem bewildering.

We’ve seen first-hand how the advice and advocacy of agents benefit our policyholders. Here are seven reasons why we believe the independent agency experience benefits you:

  1. We give you a choice – We as independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. There’s no need for you to accept one quote from one company, and there’s no need for you to spend time filling out many different online applications to get your own quote comparisons. With our connections and our knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own.  We do the shopping, you do the saving. Let us find you the right blend of price, coverage, and service.
  2. We are licensed experts – As independents, we can explain the complexities of insurance in simple terms, helping you make smart decisions. We've made careers out of assessing our clients' insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the client can afford. Think about it. While you might research wording for wills on the Internet, you’ll likely go to an attorney to ensure  the document is drawn up correctly. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, auto, and business are properly protected? By protecting these things properly, you are ensuring your assets remain YOUR assets.
  3. We are personal advisers – We not only find you competitive pricing, we make sure you are adequately covered. Working with you face-to-face, or over the phone, your agent becomes your personal adviser, taking the time to listen to you and understand your individual needs. We know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss.
  4. We are your advocate – If you have a billing or claim concern, or need to change your coverage, we can be your advocate, working with the insurance company on your behalf.
  5. We are right around the corner – Independent agents are your neighbors. With two convenient locations serving the greater Cincinnati and Dayton areas, we are right around the corner when you need to meet face-to-face. We are often highly involved in the community, sponsoring youth sports teams, buying from local businesses, supporting school organizations, and voicing opinions at the monthly Chamber of Commerce meeting. 
  6. We offer one-stop shopping – Our independent agents can often meet all of your insurance needs with the companies we represent, to cover your home, auto, business, boat, toys, etc.  We even offer life insurance.
  7. We are consultants for a lifetime – Our agents periodically review your coverage. We are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.

Every agent on our team is committed to providing the attentive, personalized service you deserve. Let our agents work for you, building an insurance package tailored to your individual needs.